Pradhan Mantri Suraksha Bima Yojana (PMSBY): ₹20 Premium, ₹2 Lakh Accident Cover — Complete Guide 2026
Accidents strike without warning, and for millions of Indian families a single mishap can wipe out years of savings. The Pradhan Mantri Suraksha Bima Yojana (PMSBY) was built to soften exactly that blow. For just ₹20 a year, this government-backed accident insurance scheme delivers up to ₹2 lakh in cover for accidental death or disability — making it one of the most affordable safety nets availabl…
